Then one day, after we had taken out all this ridiculous money at ridiculous rates to pay people their money....our long-time tenant sent us a letter saying that he was buying a house and moving out of our rental. He heh. It just kind of figured.
We didn't have even $100 to spare to get the place barely fixed up to be rentable again.
I got on the phone at some point after that with a debt management agency - one of those credit counseling things where they negotiate and put all your payments together, lower interest, etc, and get your monthly payments down.
At this point, DH had a job (mid-September), and it wasn't a great salary but it wasn't terrible. But when I did the budget, no matter how much I scrimped or finagled the numbers, we were still approximately $2500 in the red at the end of the month with our bills/debts. $2500 in the red.
So anyway, when the credit counseling person tried to work the numbers for me, she ended up suggesting that we consider bankruptcy. I was furious! That was still not an option, in my mind. But after weeks more of number-crunching and option-weighing, reality started to set in.
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment